Loans, bills and rent receipts
Free calculators that run on your phone. The same maths answers in Vernolink. Nothing here is a loan offer.
EMI calculator
Standard reducing-balance EMI. Your lender's figure can differ a little (fees, rate changes). In Vernolink: emi 50 lakh 8.5% 20 years
Home loan eligibility
How it's worked out: lenders commonly let all your EMIs together take up to half your take-home pay. Tenure is the shorter of 30 years or until you turn 60. 8.75% is a placeholder rate, not any lender's rate. Rough estimate — lenders decide, using your credit score, job, the property and their own rules. Not an offer. In Vernolink: loan eligibility income 1.2 lakh emi 10000 age 30
Can I afford it?
Banks lend at most 90% of the price up to ₹30 lakh, 80% up to ₹75 lakh and 75% above that (RBI's limits). Stamp duty, registration and interiors are extra. Same disclaimer: a rough estimate, not an offer. In Vernolink: can I afford 80 lakh home
Bill reminders in Vernolink
Save your electricity, water, gas, internet, maintenance, society maintenance or property tax bill once. Verno reminds you 2 days before and on the due day, until you say it's paid. At most one reminder per bill a day.
- bill electricity due 10th 1200
- add bill internet 799 on 5th
- bill water due 15th (leave the amount out if it changes)
- my bills · paid electricity · remove bill 2
Owners can add a bill like maintenance to a tenant's reminders from their dashboard. Verno only reminds; you pay the bill where you always do.
HRA rent receipts
If your owner records your rent on Verno, send rent receipts or rent receipts 2026-27 in Vernolink. You get a Word file with one receipt for each month your owner actually recorded — months with nothing recorded are left out.
Paid rent outside Verno? Make self-declared receipts from your own details on My Verno → Documents. Those are built from what you type, not from Verno's records.
Landlord PAN: employers need your landlord's PAN for HRA when the rent you claim is more than ₹1,00,000 a year, under current income-tax rules; check with your employer. Tell your owner you paid with paid rent 8500 utr 412345678901 (add the UPI reference: the 12-digit UTR number in your UPI app) — they confirm in one tap and you get a receipt.